12368 Carmel Country Rd San Diego

12368 Carmel Country Rd San Diego

D

Carmel Valley, CA 92130

$639,000

Beds

1

Baths

1

Sqft

783

Year Built

2003

Days on Market

14

Property Type

Condo

HOA/mo

$434.43

MLS ID

260002937SD

Description

Tucked away in the vibrant heart of Carmel Valley, step inside this luxury condo to discover an open-concept design with an attached 2-car garage. The living area features neutral paint, lovely engineered hardwood floors, an accent wall, and is complete with a cozy fireplace. The generously sized kitchen with its large pantry & extra cabinets will have you forgetting you're in a condo at all! Whether you're savoring a quiet morning on the patio, relaxing by the fire, or hosting friends, this home is designed for both comfort and connection. The gated community elevates your lifestyle with top-notch amenities, including a sparkling pool, rejuvenating spa, fully equipped fitness center, and a stylish clubhouse. Beyond your front door, you'll find yourself just moments from shopping, diverse dining options, and the breathtaking hiking trails of Torrey Pines State Natural Reserve. Move-in ready and ideally located, this is more than a home—it’s the lifestyle you’ve been dreaming of.

Mortgage Calculator

Est. Monthly Payment

$4,491

Principal & Interest$3,231
Property Tax$639
Insurance$186
HOA$434
%($127,800)
%

Investment Score

3D
Est. Monthly Rent

Zillow Rent Zestimate

$2,982
Monthly Cashflow
$-2,727

Mortgage (P+I)
$3,231
Cap Rate
0.95%
Cash-on-Cash
-25.60%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.92
Break-even Rent
$5,470

NOI (Annual)
$6,051
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

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