1225 Island 114

1225 Island 114

B

San Diego, CA 92101

$525,000

Beds

1

Baths

1

Sqft

892

Year Built

2005

Days on Market

32

Property Type

Condo

HOA/mo

$583

MLS ID

260014050SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Ideally located just minutes from Petco Park and the vibrant dining, entertainment, and waterfront attractions of downtown San Diego, this charming ground-level condo offers exceptional value with low HOA fees. The well-maintained interior features an updated kitchen and bathroom, a versatile Murphy bed for guests or flexible living space, and a private patio perfect for relaxing or entertaining. Additional conveniences include one assigned parking space in a secure underground garage. Whether you're seeking a primary residence, second home, or investment property, this centrally located condo combines comfort, convenience, and affordability in one of San Diego's most desirable urban locations.

Mortgage Calculator

Est. Monthly Payment

$3,916

Principal & Interest$2,655
Property Tax$525
Insurance$153
HOA$583
%($105,000)
%

Investment Score

40C
Est. Monthly Rent
$2,850
Monthly Cashflow

Rent − PITIA

$-1,066
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,159

Mortgage (P+I)
$2,655
Cap Rate
1.13%
Cash-on-Cash
-24.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$5,653

NOI (Annual)
$5,952
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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