1207 Branding Iron Circle

1207 Branding Iron Circle

D

Vista, CA 92081

$1,155,000

Soft Appraisal Value: $1,151,500 · 0.3% above estimate

Beds

4

Baths

3

Sqft

2,883

Year Built

1980

Days on Market

70

Property Type

Single Family

HOA/mo

$199

MLS ID

NDP2600784

Description

***Massive Price Improvemment! Lowest price per sq. ft. in all of 92081! Welcome home to this spacious, south-facing residence tucked away on a peaceful cul-de-sac. Inside, enjoy soaring cathedral ceilings, four bedrooms—including a convenient downstairs bedroom—two fireplaces, and a beautifully upgraded kitchen and remodeled baths. Unwind after a long day in the luxurious soaking tub in the primary suite. Situated on one of the largest lots in the neighborhood (approximately one-third-acre), the backyard offers a sparkling pool and abundant space to create an ADU, outdoor movie area, horse facilities, bocce ball court, or more. A large driveway complements the three-car garage, complete with ample built-in storage cabinetry. The home also features owned solar. Located in the highly desirable 92081 zip code, this home is close to schools, shopping, and the 78 corridor. The Carriage Hill neighborhood is truly one of a kind—zoned for horses and known for its established, park-like setting. Residents enjoy private riding, hiking, and jogging trails, along with a horse arena, playground, and dog park, all surrounded by lush, mature landscaping. Low HOA dues and no Mello Roos complete this exceptional offering.

Mortgage Calculator

Est. Monthly Payment

$7,531

Principal & Interest$5,840
Property Tax$1,155
Insurance$337
HOA$199
%($231,000)
%

Investment Score

5D
Est. Monthly Rent
$5,490
Monthly Cashflow

Rent − PITIA

$-2,041
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,267

Mortgage (P+I)
$5,840
Cap Rate
1.64%
Cash-on-Cash
-22.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$11,031

NOI (Annual)
$18,886
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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