
1195 Spruce St
BSan Diego, CA 92103
Soft Appraisal Value: $859,900 · 1.8% above estimate
Beds
3
Baths
2.5
Sqft
1,192
Year Built
2003
Days on Market
1
Property Type
Condo
HOA/mo
$285
MLS ID
260014134SD
This property is in San Diego (92103). View neighborhood stats →
About This Property
— Welcome to Terracina — one of San Diego's best-kept secrets. Nestled in the heart of Middletown/South Mission Hills, this rarely available 3-bedroom, 2.5-bath townhome has been thoughtfully updated and is move-in ready. With only a handful of 3-bedroom units in the entire community, opportunities like this don't come around often. The 2-level floor plan lives beautifully — enter through your private patio into the open-concept living and dining area with soaring 9-foot ceilings and new wood flooring that flows throughout the home. Upstairs, the primary suite is a true retreat featuring custom built-ins, a walk-in closet, and a beautifully remodeled en-suite bath. Two additional bedrooms share a second remodeled bath on the top floor, while a powder room off the living room is perfect for guests. The attached one-car garage includes a private driveway for a second vehicle — a true luxury in this zip code. Low-maintenance living is built in with an HOA that covers exterior upkeep, landscaping, roof maintenance, trash, and termite — all for just ~$285/month. Location is everything here: you're minutes from Little Italy, downtown San Diego, Balboa Park, Hillcrest, the airport, and the waterfront. Walk to dining, hop on the trolley, or be on I-5 in seconds. This is Middletown living at its finest — don't miss your chance.
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Est. Monthly Payment
$5,840
Location
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Comparable Properties
5 comps foundThis Property
$4,245
Comp Average
$3,247
1030 Robinson Ave
2bd / 2ba · 975 sqft · Condo
$615K
Est. $3,392/mo
3644 3rd Avenue
2bd / 2ba · 870 sqft · Condo
$595K
Est. $3,120/mo
3940 Dove Street
2bd / 2ba · 982 sqft · Condo
$600K
Est. $3,272/mo
1756 Essex
2bd / 2ba · 841 sqft · Condo
$599K
Est. $3,113/mo
1270 Cleveland Ave
2bd / 2ba · 949 sqft · Condo
$625K
Est. $3,336/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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