11865 Spruce Run
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11865 Spruce Run #C

D

Scripps Ranch, CA 92131

$920,000
NEW — 1d on market

Beds

3

Baths

2.5

Sqft

1,335

Year Built

1998

Days on Market

1

Property Type

Townhouse

HOA/mo

$385

MLS ID

260009081SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

Beautifully upgraded 3-bedroom townhome located in the highly desirable Triana community. This bright and quiet end unit features elegant wood flooring throughout—no carpet. The spacious, remodeled kitchen is appointed with quartz countertops, a water filtration system, and stainless steel appliances. Additional upgrades include quartz countertops in the primary bathroom and hallway cabinetry, plantation shutters throughout, and a whole-house water softener system. The home also offers a newer washer and dryer, along with an epoxy-coated garage floor. Enjoy a private backyard and the benefits of a well-maintained community with a pool and spa. Ideally situated within walking distance to award-winning Dingeman Elementary School and a nearby park, and conveniently close to shopping, I-15, and I-56.

Mortgage Calculator

Est. Monthly Payment

$6,225

Principal & Interest$4,652
Property Tax$920
Insurance$268
HOA$385
%($184,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,639
Monthly Cashflow

Rent − PITIA

$-2,586
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,190

Mortgage (P+I)
$4,652
Cap Rate
0.60%
Cash-on-Cash
-27.32%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$9,080

NOI (Annual)
$5,548
Price-to-Rent

Lower = better for investors

21.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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