1157 Whispering Highlands Dr

1157 Whispering Highlands Dr

D

Escondido, CA 92027

$995,000
NEW — 3d on market

Beds

4

Baths

2

Sqft

2,115

Year Built

1989

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007208SD

Description

Sensational solar home with NO HOA, a large usable lot, expansive views, and RV parking! Perched on a private 0.46-acre lot, this beautifully maintained home captures the essence of California living with a stucco exterior, Spanish tile roof, and mature trees that frame the property and create a sense of privacy and tranquility. Inside, you’ll find plantation shutters, vaulted ceilings, and beautiful vinyl windows throughout. The home opens to a light-filled formal living and dining space with large windows and French doors that seamlessly connect to the back patio - ideal for entertaining. The expansive kitchen offers granite countertops, abundant cabinetry with pantry storage, a gas range, sunlit breakfast nook, and opens to the inviting family room featuring a fireplace and sliding glass doors for effortless indoor-outdoor living. The spacious primary suite features a walk-in closet, soft neutral carpet, and an updated en suite bath with soaking tub, step-in shower, and dual-sink vanity. Three additional bedrooms provide flexibility for guests, a home office, or evolving needs. An updated full hall bath includes attractive cabinetry and dual sinks. The large, usable wraparound backyard offers both relaxation and potential, featuring an additional concrete pad, mature orange and avocado trees, and ample space to customize. Additional highlights include a 3-car garage, oversized paver driveway, 43 owned solar panels, four QuietCool whole house fans, a retractable awning, and a prime location close to shopping, schools, restaurants, parks, and I-15 and Hwy 78.

Mortgage Calculator

Est. Monthly Payment

$6,316

Principal & Interest$5,031
Property Tax$995
Insurance$290
%($199,000)
%

Investment Score

4D
Est. Monthly Rent
$4,256
Monthly Cashflow

Rent − PITI − HOA

$-2,060
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,868

Mortgage (P+I)
$5,031
Cap Rate
1.40%
Cash-on-Cash
-23.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$9,280

NOI (Annual)
$13,955
Price-to-Rent

Lower = better for investors

19.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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