1150 J St.

1150 J St. #102

D

San Diego, CA 92101

$825,000
NEW — 4d on market

Beds

1

Baths

1.5

Sqft

1,414

Year Built

2005

Days on Market

4

Property Type

Condo

HOA/mo

$696.38

MLS ID

260007639SD

View on MLS

Description

Ask me about the Assumable VA loan on this home with an interest rate in the low 2s. At 1,414 sq. ft. this is the lowest priced and largest 2-story home in all of downtown. Blocks away from Petco Park and surrounded by the best restaurants, bars, and nightlife in all of San Diego. In Unit Washer/Dryer, 1 assigned garage parking space, private storage locker, and a fully equipped gym within the building. High-end finishes and upgrades include luxury vinyl plank flooring, a chef’s kitchen with granite countertops and Bosch stainless steel appliances, vaulted living room ceilings, a dedicated office nook, and custom built-in cabinetry. Bright with tons of natural light since both levels have large windows and also lots of recessed lighting. Designed for modern living, this home is fully smart-enabled with voice control, smart lighting, dual wireless mesh routers, and seamless connectivity throughout. With an Assumable VA loan available, or the ability to purchase the home Cash, VA, Conventional, or FHA, this condo is the perfect home for the refined and savvy downtown Buyer.

Mortgage Calculator

Est. Monthly Payment

$5,934

Principal & Interest$4,172
Property Tax$825
Insurance$241
HOA$696
%($165,000)
%

Investment Score

0D
Est. Monthly Rent
$2,474
Monthly Cashflow

Rent − PITIA

$-3,460
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,717

Mortgage (P+I)
$4,172
Cap Rate
-0.79%
Cash-on-Cash
-34.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$8,599

NOI (Annual)
$-6,539
Price-to-Rent

Lower = better for investors

27.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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