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1150 J St.
1 / 20

1150 J St. #102

D

San Diego, CA 92101

$780,000

Beds

1

Baths

1.5

Sqft

1,414

Year Built

2005

Days on Market

46

Property Type

Condo

HOA/mo

$696.38

MLS ID

260007639SD

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

HUGE PRICE REDUCTION! Ask me about the Assumable VA loan on this home with an interest rate in the low 2s. At 1,414 sq. ft. this is the lowest priced and largest 2-story home in all of downtown. Blocks away from Petco Park and surrounded by the best restaurants, bars, and nightlife in all of San Diego. In Unit Washer/Dryer, 1 assigned garage parking space, private storage locker, and a fully equipped gym within the building. High-end finishes and upgrades include luxury vinyl plank flooring, a chef’s kitchen with granite countertops and Bosch stainless steel appliances, vaulted living room ceilings, a dedicated office nook, and custom built-in cabinetry. Bright with tons of natural light since both levels have large windows and also lots of recessed lighting. Designed for modern living, this home is fully smart-enabled with voice control, smart lighting, dual wireless mesh routers, and seamless connectivity throughout. With an Assumable VA loan available, or the ability to purchase the home Cash, VA, Conventional, or FHA, this condo is the perfect home for the refined and savvy downtown Buyer.

Mortgage Calculator

Est. Monthly Payment

$5,648

Principal & Interest$3,944
Property Tax$780
Insurance$227
HOA$696
%($156,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$2,445
Monthly Cashflow

Rent − PITIA

$-3,202
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,415

Mortgage (P+I)
$3,944
Cap Rate
-0.72%
Cash-on-Cash
-33.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$8,179

NOI (Annual)
$-5,649
Price-to-Rent

Lower = better for investors

26.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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