11478 Swan Lake
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11478 Swan Lake

D

Scripps Ranch, CA 92131

$1,899,000
NEW — 4d

Soft Appraisal Value: $1,847,800 · 2.8% above estimate

Beds

5

Baths

3

Sqft

2,766

Year Built

2001

Days on Market

4

Property Type

Single Family

HOA/mo

$56

MLS ID

260012522SD

This property is in Scripps Ranch (92131). View neighborhood stats →

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About This Property

Nestled in the highly sought-after community of Scripps Ranch, this beautifully updated residence offers an elevated blend of comfort, style, and everyday convenience. Thoughtfully designed with 5 bedrooms plus a dedicated office the home features a desirable downstairs bedroom and full bath, ideal for guests, extended stays, or flexible living needs. Inside, enjoy a refreshed, move-in-ready interior with modern updates, generous living spaces, and a functional layout suited for both relaxed daily living and effortless entertaining. The northeast-facing front door, fully owned solar, and no Mello-Roos add to the home’s exceptional appeal and long-term value. Located within one of San Diego’s most desirable neighborhoods, Scripps Ranch is prized for its tree-lined streets, community charm, convenient access to dining, shopping, parks, and freeways, as well as its award-winning Scripps Ranch school*. This is a rare opportunity to own an updated home in a premier location that truly captures the best of Scripps Ranch living.

Mortgage Calculator

Est. Monthly Payment

$12,111

Principal & Interest$9,602
Property Tax$1,899
Insurance$554
HOA$56
%($379,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$5,990
Monthly Cashflow

Rent − PITIA

$-6,121
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,082

Mortgage (P+I)
$9,602
Cap Rate
0.33%
Cash-on-Cash
-28.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$17,784

NOI (Annual)
$6,250
Price-to-Rent

Lower = better for investors

26.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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