11305 Affinity Ct San Diego

11305 Affinity Ct San Diego

D

Scripps Ranch, CA 92131

$724,000

Beds

3

Baths

2

Sqft

1,273

Year Built

1991

Days on Market

54

Property Type

Condo

HOA/mo

$670

MLS ID

2600576SD

Description

Step inside and experience the natural light that fills this 3-bedroom, 2-bath home, where west-facing views create a stunning backdrop for everyday living. The living area, centered around a cozy fireplace, opens seamlessly to a spacious balcony—perfect for morning coffee, sunset views, and entertaining—with access from both the living room and bedrooms. Designed for privacy, the thoughtfully separated bedrooms provide a peaceful retreat. Throughout the home, intentional upgrades reflect quality and care, including remodeled bathrooms with premium TOTO toilets and Delta fixtures, upgraded lighting, reverse osmosis at the kitchen sink, and automatic blinds. Complete with in-unit laundry, a garage conveniently located just steps from the front door, and access to a community pool and spa, this home offers a refined yet comfortable lifestyle.

Mortgage Calculator

Est. Monthly Payment

$5,266

Principal & Interest$3,661
Property Tax$724
Insurance$211
HOA$670
%($144,800)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$3,079
Monthly Cashflow

Rent − PITI − HOA

$-2,187
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,498

Mortgage (P+I)
$3,661
Cap Rate
0.27%
Cash-on-Cash
-18.12%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$5,266

NOI (Annual)
$1,950
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

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