1128 Ocean Ridge Court
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1128 Ocean Ridge Court

D

Oceanside, CA 92056

$1,479,900

Soft Appraisal Value: $1,456,500 · 1.6% above estimate

Beds

4

Baths

4

Sqft

3,341

Year Built

2013

Days on Market

13

Property Type

Single Family

HOA/mo

$152

MLS ID

OC26099131

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Nestled in the highly desirable Panorama Ridge community of Oceanside, this beautifully maintained home offers the perfect blend of comfort, space, and indoor-outdoor living. Built in 2013 and situated on an expansive 0.26 acre lot, this property offers a rare sense of privacy and room to entertain. The thoughtfully designed floor plan features a downstairs bedroom and full bathroom, fresh interior paint, vaulted ceilings, and abundant natural light throughout. The upgraded kitchen showcases a large center island and open-concept layout that flows seamlessly into the family room, creating an ideal space for everyday living and entertaining. The expansive backyard is an entertainer’s dream, with ADU potential, complete with a sparkling saltwater pool and spa, fire pit, and plenty of space to relax or host guests. Upstairs, the spacious primary suite features a large walk-in closet, along with additional bedrooms, bathrooms, and versatile flex space. Garage EV charging accessible. Conveniently located near shopping, dining, award winning schools, freeways, and coastal amenities, this exceptional home offers the best of Oceanside living in one of the area’s most established neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$9,547

Principal & Interest$7,483
Property Tax$1,480
Insurance$432
HOA$152
%($295,980)
%

Location

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Investment Score

18D
Est. Monthly Rent
$6,897
Monthly Cashflow

Rent − PITIA

$-2,650
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,470

Mortgage (P+I)
$7,483
Cap Rate
1.63%
Cash-on-Cash
-22.18%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$14,000

NOI (Annual)
$24,162
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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