11175 Affinity Ct San Diego

11175 Affinity Ct San Diego

D

Scripps Ranch, CA 92131

$689,900

Beds

2

Baths

2

Sqft

1,178

Year Built

1995

Days on Market

53

Property Type

Condo

HOA/mo

$670

MLS ID

2600685SD

Description

Welcome to 11175 Affinity Ct Unit 45, a spacious 2-bedroom, 2-bath home with extra room/loft at approximately 1,178 sq. ft. of comfortable living space in the highly desirable Affinity community of Scripps Ranch. As you enter, you’re greeted by an open-concept layout featuring a bright kitchen to the right, perfect for everyday cooking and entertaining. To the left, a staircase leads to a versatile loft—an ideal space for a home office, guest room, or even a possible third bedroom. The inviting living room with fireplace flows seamlessly onto a huge private deck where you can take in sweeping panoramic views, including a perfect vantage point over the sparkling community pool and spa. Additional highlights include a convenient in-unit laundry closet, two full bathrooms, and a two-car tandem garage providing ample storage. Living at Affinity means enjoying resort-style amenities while being close to the best of San Diego. Just minutes away you’ll find Lake Miramar—ideal for jogging, biking, or kayaking—as well as the scenic hiking trails of Mission Trails Regional Park. Shopping, dining, and entertainment options abound at Mira Mesa Market Center and Scripps Ranch Marketplace. Sports fans will appreciate easy access to the Pechanga Arena and Snapdragon Stadium, while the beaches of La Jolla and Del Mar are only a short drive away. Top-rated schools and convenient freeway access make this home perfect for commuters and families alike.

Mortgage Calculator

Est. Monthly Payment

$5,050

Principal & Interest$3,489
Property Tax$690
Insurance$201
HOA$670
%($137,980)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$3,026
Monthly Cashflow

Rent − PITI − HOA

$-2,023
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,294

Mortgage (P+I)
$3,489
Cap Rate
0.34%
Cash-on-Cash
-17.60%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$5,049

NOI (Annual)
$2,330
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

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