10973 Caminito Arcada

10973 Caminito Arcada

D

Scripps Ranch, CA 92131

$975,000

Soft Appraisal Value: $960,200 · 1.5% above estimate

Beds

3

Baths

2.5

Sqft

1,058

Year Built

1996

Days on Market

10

Property Type

Single Family

HOA/mo

$140

MLS ID

260006063SD

View on MLS

Description

Beautiful 3BR/2.5BA home in the desirable Aspire/Encore community of Scripps Ranch. Features hardwood flooring downstairs, plush new carpet upstairs, and custom paint throughout. Kitchen includes refrigerator, microwave, new stainless steel stove/hood, and dishwasher. Home also offers full-size washer/dryer and central A/C. Attached garage and private landscaped patio with patio furniture. Walking distance to shopping, dining, parks, and I-15. Dingeman Elementary (walkable), Marshall Middle, and Scripps Ranch High.

Mortgage Calculator

Est. Monthly Payment

$6,330

Principal & Interest$4,930
Property Tax$975
Insurance$284
HOA$140
%($195,000)
%

Investment Score

4D
Est. Monthly Rent
$3,614
Monthly Cashflow

Rent − PITI − HOA

$-2,715
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,359

Mortgage (P+I)
$4,930
Cap Rate
0.70%
Cash-on-Cash
-16.71%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$6,329

NOI (Annual)
$6,855
Price-to-Rent

Lower = better for investors

22.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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