10941 Waterton Road

10941 Waterton Road

D

Scripps Ranch, CA 92131

$1,500,000
NEW — 3d on market

Beds

5

Baths

4

Sqft

2,468

Year Built

1996

Days on Market

3

Property Type

Single Family

HOA/mo

$56

MLS ID

260007094SD

View on MLS

Description

Perfectly located at the base of the Scripps Ranch hills, this 5-bedroom, 4-bathroom home offers an incredible opportunity to create your dream lifestyle in one of San Diego’s most sought-after neighborhoods with no mello roos. With a thoughtful layout, the home features two bedrooms and two bathrooms on the main floor, making it ideal for multi-generational living or hosting guests. Upstairs, the master suite provides a private retreat with a large bath, while two additional bedrooms offer versatility for family, guests, or a home office. The open-concept living, dining, and kitchen areas are filled with natural light, making the space ideal for entertaining or everyday living. The kitchen boasts abundant counter space, ample cabinetry, and a breakfast bar for casual dining or morning coffee. Step outside to a private backyard oasis, perfect for family gatherings, barbecues, or relaxing in the California sun or slip out side your back gate to enjoy the local trails. Situated in a quiet and picturesque neighborhood, this home is just minutes from top-rated schools like Dingeman Elementary, rated 9/10, parks, and convenient shopping. Enjoy the perfect blend of privacy and proximity with breathtaking hilltop views that enhance the neighborhood's tranquil ambiance. Don’t miss this opportunity to make this exceptional home your own in Scripps Ranch!

Mortgage Calculator

Est. Monthly Payment

$9,578

Principal & Interest$7,585
Property Tax$1,500
Insurance$437
HOA$56
%($300,000)
%

Investment Score

6D
Est. Monthly Rent
$7,244
Monthly Cashflow

Rent − PITI − HOA

$-2,334
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,250

Mortgage (P+I)
$7,585
Cap Rate
1.87%
Cash-on-Cash
-21.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$14,062

NOI (Annual)
$28,019
Price-to-Rent

Lower = better for investors

17.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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