10864 Caminito Arcada

10864 Caminito Arcada

D

Scripps Ranch, CA 92131

$1,075,000
NEW — 2d on market

Soft Appraisal Value: $1,062,400 · 1.2% above estimate

Beds

3

Baths

2.5

Sqft

1,600

Year Built

1998

Days on Market

2

Property Type

Single Family

HOA/mo

$140

MLS ID

260007839SD

View on MLS

Description

Opportunity in the highly desirable Aspire/Encore community of Scripps Ranch! Situated on a premium view lot with a private backyard, this 3BR/2.5BA home offers rare privacy and scenic surroundings. Inside, you’ll find a versatile loft with views, perfect for a home office, media room, or flex space, along with a spacious master Bdrm. With great bones and a functional layout, this home presents an excellent opportunity to update and personalize while building equity. Tile flooring downstairs, an attached 2-car garage, and a private backyard with developed trees add to the home’s appeal. Ideally located near top-rated schools, parks, shopping, dining, and convenient access to I-15, this is a chance to create your ideal home in one of Scripps Ranch’s most sought-after communities. Located in the highly sought-after Scripps Ranch community, known for its strong sense of community, scenic trails, and abundant parks, this home offers an exceptional lifestyle. Enjoy close proximity to Scripps Ranch Marketplace, dining, and everyday conveniences. The area is also known for its top-rated schools, including Dingeman Elementary School, along with Marshall Middle and Scripps Ranch High. Dingeman Elementary School is widely recognized for its strong academic programs and family-friendly environment, making this location especially appealing to buyers prioritizing education.

Mortgage Calculator

Est. Monthly Payment

$6,964

Principal & Interest$5,436
Property Tax$1,075
Insurance$314
HOA$140
%($215,000)
%

Investment Score

3D
Est. Monthly Rent
$4,268
Monthly Cashflow

Rent − PITIA

$-2,697
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,574

Mortgage (P+I)
$5,436
Cap Rate
0.96%
Cash-on-Cash
-25.53%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$10,209

NOI (Annual)
$10,338
Price-to-Rent

Lower = better for investors

21.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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