1081 Woodlake Dr Cardiff By The Sea
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1081 Woodlake Dr Cardiff By The Sea

D

Cardiff-by-the-Sea, CA 92007

$1,150,000
NEW — 2d on market

Beds

3

Baths

2.5

Sqft

1,258

Year Built

1976

Days on Market

2

Property Type

Townhouse

HOA/mo

$429

MLS ID

NDP2603461

This property is in Cardiff-by-the-Sea (92007). View neighborhood stats →

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About This Property

Charming Townhome in Cardiff-by-the-Sea's beloved Park Place Bluff community! This vibrant 3-bedroom, 2.5-bathroom home instantly impresses with a spacious living room that opens up to a private flagstone patio through updated French doors. The beautifully remodeled kitchen features real wood maple cabinetry, granite countertops, large window overlooking the patio — light and bright throughout! Luxury vinyl flooring and recessed lighting flow through the entire downstairs. Upstairs, the generous primary suite enjoys a private balcony and large secondary rooms provide ultimate flexibility. The hall bathroom offers real wood cabinetry with a charming vintage vibe. Updated vinyl windows throughout. Lovingly cared for by the same owner for 28 years — no pets, all upgrades done with pride! One-car garage plus one assigned parking space. Just a 2-minute stroll to the community pool! Enjoy miles of scenic walking trails, lush green open space, and a dog-friendly canyon right in the community. Minutes to Briggs Tennis Club, pickleball courts, and the Encinitas Village Center with Trader Joe's, great restaurants, and more. HOA includes water, trash, and exterior insurance. Welcome to the Cardiff lifestyle — this is the one!

Mortgage Calculator

Est. Monthly Payment

$7,729

Principal & Interest$5,815
Property Tax$1,150
Insurance$335
HOA$429
%($230,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,025
Monthly Cashflow

Rent − PITIA

$-3,704
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,588

Mortgage (P+I)
$5,815
Cap Rate
0.24%
Cash-on-Cash
-29.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$11,282

NOI (Annual)
$2,723
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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