1074 Isabella Avenue
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1074 Isabella Avenue

Ctop 80%

Coronado, CA 92118

$2,195,000

Pass at asking: -$12,046/mo full cashflow at 20% down, 7.43% rate.

Works at $626,504 (71% under asking), or at all cash.

Rent $6,704/mo from 8 leases of 2–4 bed condos & townhomes within 1 mi, same school area ($5,921–$7,647).

Beds

3

Baths

2.5

Sqft

1,480

Year Built

1973

Days on Market

114

Property Type

Condo

HOA/mo

$350

MLS ID

260017711SD

This property is in Coronado (92118). Browse neighborhood analytics →

Virtual Tour

About This Property

Beachside living 1 block to sand and town.This stylish and bright upgraded end unit boasts 1,480 sq. ft. of open concept space with a modern kitchen and island, dining area with buffet,and inviting family room with f/p.Upstairs find 3 large bedrooms and 2 luxe baths. Primary boasts walk in closet and makeup vanity. Ceramic flooring, LED lights, NEW vinyl windows and stylish tiles add a touch of sophistication.Pet-friendly with attached garage and 2 outdoor patios. NEW ROOF! Private home lives like a single family home. All units share an additional common grass area. Just 6 units. Kitchens, baths, flooring and appliances recently upgraded. Walk in pantry off the kitchen, wine refrigerator, two linen closets, and cabinetry provide lots of storage. Washer/dryer unit in garage for convenience. NEW ROOF! Large primary suite boasts a Makeup vanity ,ensuite bath, and walk in closet. All new vinyl windows. Led lighting throughout. Pet-friendly with attached garage and 2 petite outdoor areas perfect for watching the world go by. Unbeatable location near Coronado restaurants, shops, and beach.Large grassy common area on the property for all to enjoy.

Mortgage Calculator

Est. Monthly Payment

$15,379

Principal & Interest$12,194
Property Tax$2,195
Insurance$640
HOA$350
%($439,000)
%
Loan Term

Location

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Zoned Schools

  • Middle

    Coronado Middle · grades 6-8 · Coronado Unified

  • High

    Coronado High · grades 9-12 · Coronado Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Coronado bans stays of 25 days or less in residential zones. See the rules

Investment Score

3C
Est. Monthly Rent
$6,704

8 leases of 2–4 bed condos & townhomes within 1 mi, same school area · $5,921–$7,647

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$8,675
Full Cashflow

Incl. vacancy, PM, maint, capex

-$12,046

What would make this work?

$12,046/mo short at 20% down; 100% down or +$15,644/mo rent closes it.

Break-even price

71% under asking

$626,504
Break-even rent

$15,644/mo above the estimate

$22,348/mo
Cashflow at 35% down
−$9,760/mo
Down payment to break even

$2,195,000 cash

100%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$12,194
Cap Rate
0.26%
Cash-on-Cash
-32.93%
DSCR

Need ≥ 1.25 for DSCR loan

0.44

NOI (Annual)
$5,797
Price-to-Rent

Lower = better for investors

27.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$12,046/mo