10657 Caminito Memosac

10657 Caminito Memosac

C

San Diego, CA 92131

$775,000
NEW — 1d

Beds

3

Baths

3

Sqft

1,540

Year Built

1973

Days on Market

1

Property Type

Townhouse

HOA/mo

$907

MLS ID

260017278SD

This property is in San Diego (92131). View neighborhood stats →

About This Property

Ideally situated within the peaceful Scripps Ranch community of The Grove, this thoughtfully updated townhome offers rare privacy with no neighbors directly in front or behind and peaceful views of the surrounding eucalyptus grove. Over the past several years, the home has undergone extensive, high-quality renovations, creating a truly turnkey living experience. The fully redesigned kitchen, completed in February 2024, serves as the heart of the home and showcases shaker cabinetry, sleek countertops, modern lighting, a Moen touchless faucet, and premium appliances including a Bosch dishwasher and Samsung gas cooktop. All three bathrooms have been tastefully remodeled, including the upstairs guest bath (July 2023), primary bath (March 2024), and downstairs powder room (April 2025), featuring marble wall tile, LED mirrors, premium Kohler fixtures, and a retracting door in the primary suite. Additional improvements include dual-pane windows (April 2022), a new water heater (April 2024), a completely replaced patio deck (November 2024), a new insulated front door (April 2025), and automated rollout blackout window shades (December 2025), providing exceptional comfort, efficiency, and style. The finished garage offers MDF wall panels, built-in shelving, and a fully equipped laundry station with an LG washer and dryer plus a custom wood folding top. Complete with a modern electric subpanel and thoughtfully curated upgrades throughout. Nestled in The Grove, featuring a community pool, and moments from award-winning Scripps Ranch Schools. Close to freeways, shopping, restaurants, Lake Miramar and more!

Mortgage Calculator

Est. Monthly Payment

$5,827

Principal & Interest$3,919
Property Tax$775
Insurance$226
HOA$907
%($155,000)
%

Investment Score

14D
Est. Monthly Rent
$3,487
Monthly Cashflow

Rent − PITIA

$-2,340
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,788

Mortgage (P+I)
$3,919
Cap Rate
0.20%
Cash-on-Cash
-29.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$8,406

NOI (Annual)
$1,574
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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