10430 Crosscreek Ter
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10430 Crosscreek Ter

C

Scripps Ranch, CA 92131

$859,000
NEW — 1d

Soft Appraisal Value: $846,700 · 1.5% above estimate

Beds

3

Baths

3

Sqft

1,668

Year Built

1980

Days on Market

1

Property Type

Townhouse

HOA/mo

$542

MLS ID

260012248SD

This property is in Scripps Ranch (92131). View neighborhood stats →

Virtual Tour

About This Property

Nestled within the highly sought-after Glenwood Springs community of Scripps Ranch, this beautifully designed 3-bedroom, 3-bath townhome lives like a single-family residence with only one shared wall, an attached 2-car garage, and exceptional flexibility for everyday living. Welcoming you inside are soaring vaulted ceilings, expansive open living spaces, and a dramatic floor-to-ceiling vintage brick fireplace that anchors the spacious family room. The functional family-style kitchen offers abundant cabinetry, breakfast bar seating, and seamless flow into the dining area, where sliding doors open to a private partially covered patio overlooking tranquil park-like grounds and meandering community walking paths. A full bedroom and bathroom on the main level provide ideal versatility for guests, multigenerational living, or a private home office, while the home also offers the opportunity to thoughtfully add your own personal touches over time. Upstairs, the spacious primary suite is filled with natural light from oversized windows and features soaring ceilings, a private balcony perfect for enjoying sunset-colored skies, and an ensuite bath with dual sinks, generous counter space, and abundant storage. An additional generously sized bedroom and full bath complete the upper level and main level features a separate laundry room with extensive shelving and storage. Residents enjoy resort-inspired amenities including lush manicured grounds, a sparkling pool and spa, tennis and pickleball courts, recreation room, and ample guest parking. Ideally located just minutes from Lake Miramar, the Scripps Miramar Ranch Library, local dining, Trader Joe's, and highly regarded Scripps Ranch schools including Miramar Ranch Elementary School, this is an exceptional opportunity to enjoy comfort, convenience, and community in one of San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,995

Principal & Interest$4,344
Property Tax$859
Insurance$251
HOA$542
%($171,800)
%

Location

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Investment Score

43C
Est. Monthly Rent
$4,918
Monthly Cashflow

Rent − PITIA

$-1,078
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,925

Mortgage (P+I)
$4,344
Cap Rate
1.98%
Cash-on-Cash
-20.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$8,716

NOI (Annual)
$17,028
Price-to-Rent

Lower = better for investors

14.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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