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10272 Rancho Carmel Drive

D

Rancho Bernardo, CA 92128

$1,100,000
NEW — 0d

Soft Appraisal Value: $1,077,400 · 2.1% above estimate

Beds

3

Baths

2.5

Sqft

1,767

Year Built

1988

Days on Market

0

Property Type

Condo

HOA/mo

$280

MLS ID

PTP2603518

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to the highly desirable gated community of Cambridge in Carmel Mountain Ranch! This beautifully maintained home offers the perfect blend of comfort, convenience, and location within the award-winning Poway Unified School District. Featuring a bright and functional floorplan filled with natural light, the home offers inviting living spaces ideal for both everyday living and entertaining. Enjoy a spacious kitchen, comfortable living areas, and private outdoor space perfect for relaxing or dining outdoors. Residents of Cambridge enjoy access to community amenities including pools, spas, and beautifully maintained greenbelt areas, all within a quiet and well-kept gated neighborhood. Ideally located near top-rated schools, shopping, dining, parks, and easy access to the I-15 and SR-56 freeways, this home offers the best of Carmel Mountain Ranch living with convenience right at your doorstep. A wonderful opportunity to own in one of North County’s most sought-after communities!

Mortgage Calculator

Est. Monthly Payment

$7,263

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$280
%($220,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,202
Monthly Cashflow

Rent − PITIA

$-3,061
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,944

Mortgage (P+I)
$5,562
Cap Rate
0.67%
Cash-on-Cash
-26.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$10,623

NOI (Annual)
$7,414
Price-to-Rent

Lower = better for investors

21.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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