1025 Monterey Vista Way
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1025 Monterey Vista Way

D

Encinitas, CA 92024

$2,650,000
NEW — 1d

Soft Appraisal Value: $2,584,000 · 2.6% above estimate

Beds

4

Baths

2.5

Sqft

2,277

Year Built

1987

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604863

This property is in Encinitas (92024). View neighborhood stats →

Virtual Tour

About This Property

Don't miss the video https://youtu.be/4phAYUIkcis?si=1zDj2_u4waNbn2tr Tucked away on a peaceful cul-de-sac, this exceptional Encinitas home offers the perfect balance of privacy, luxury, and effortless indoor-outdoor living. From the moment you step through the private courtyard, you’re welcomed into a tranquil retreat where timeless design meets warm tropical elegance. Designed for both everyday comfort and unforgettable entertaining, the heart of the home features a beautiful chef’s kitchen with quartz countertops, stainless steel appliances, and seamless flow into the inviting family room—complete with theater-style lighting and premium surround sound for the ultimate movie night or gatherings with friends and family. Rich Acacia wood flooring enhances the lower level, while new plush carpeting upstairs creates warmth & comfort. The fully integrated Control4 smart system puts audio, video, lighting, climate control, security, and more right at your fingertips through wall-mounted touchscreens or a mobile device. The spacious primary-suite is a true sanctuary, featuring a cozy fireplace, recently remodeled spa-like bath, with dual closets including a walk-in design with built-ins for maximum organization and style. Step outside into your own private resort oasis surrounded by mature tropical landscaping and custom lighting. Enjoy evenings around the gas fire-pit, relax in the in- ground spa, rinse off in the outdoor shower after a beach day, or entertain effortlessly with the covered outdoor kitchen complete with stone countertops and a custom outdoor sound system. An added bonus is the expansive side and rear yard currently offering RV parking with full hookups, this versatile flex-space could easily be converted into a future guest house-ADU, lush garden, private pool area or enclosed grass playground for children. Located just minutes from Encinitas beaches, top-rated schools, shopping, dining, and parks, this rare property captures the very best of coastal California living—with no HOA or Mello Roo’s. This is more than a home—it’s a lifestyle.

Mortgage Calculator

Est. Monthly Payment

$16,823

Principal & Interest$13,400
Property Tax$2,650
Insurance$773
%($530,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,006
Monthly Cashflow

Rent − PITIA

$-9,817
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,637

Mortgage (P+I)
$13,400
Cap Rate
-0.11%
Cash-on-Cash
-30.88%
DSCR

Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$24,716

NOI (Annual)
$-2,841
Price-to-Rent

Lower = better for investors

31.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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