1021 Costa Pacifica Way
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1021 Costa Pacifica Way #2406

D

Oceanside, CA 92054

$1,599,000
NEW — 4d

Soft Appraisal Value: $1,546,000 · 3.4% above estimate

Beds

3

Baths

2

Sqft

1,574

Year Built

2009

Days on Market

4

Property Type

Condo

HOA/mo

$775

MLS ID

NDP2605310

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

The crown jewel of Seacliff, the top-floor northwest corner unit, with unobstructed panoramic ocean views. Offered for the first time since construction, this residence opens to white water and crashing surf, the sand, and the big blue ocean beyond. Three bedrooms, two baths, 1,574 square feet. From the moment you enter, the ocean is in view, and it stays with you. Whether you're cooking, dining, or relaxing in the living room, the panorama is right there. The open living, dining, and kitchen flow together beneath a coffered wood-beam ceiling, wrapped in windows that frame the coastline from every angle. Rich hardwood runs throughout, and custom designer lighting — forged-iron and sculptural fixtures chosen with real intention — gives every room a finished, tailored feel. One touch raises or lowers the electronic shades across the living and dining rooms. Two private balconies extend the living space. The first opens off the great room to the full sweep of sand and harbor. The second belongs to the primary suite — wake to the waves crashing on the sand and the open ocean as your backyard. The suite is a private retreat with a double-vanity bath, granite counters, glass-enclosed walk-in shower, private water closet, and walk-in closet. The remodeled kitchen pairs warm wood cabinetry with quartzite counters, a custom glass-tile backsplash in ocean tones, and designer appliances. A beautifully remodeled second bath continues the home's custom aesthetic, with a stone vessel sink and artisan tilework. Both additional bedrooms share in the ocean views, with the third offering custom built-ins ideal for a study or office. In-unit laundry completes the floor plan along with two assigned parking spaces and extra storage. Seacliff offers a resort-style community with pool, spa, fitness center, and BBQ areas with fireplace.

Mortgage Calculator

Est. Monthly Payment

$10,926

Principal & Interest$8,085
Property Tax$1,599
Insurance$466
HOA$775
%($319,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$6,191
Monthly Cashflow

Rent − PITIA

$-4,734
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,491

Mortgage (P+I)
$8,085
Cap Rate
0.45%
Cash-on-Cash
-28.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$15,919

NOI (Annual)
$7,135
Price-to-Rent

Lower = better for investors

21.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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