100 Harbor Dr San Diego

100 Harbor Dr San Diego

D

, CA 92101

$1,625,000

Beds

2

Baths

2

Sqft

1,474

Year Built

1992

Days on Market

30

Property Type

Condo

HOA/mo

$1,657

MLS ID

260002489SD

Description

30th-floor bubble unit in the West Tower at the sought-after Harbor Club, featuring panoramic views of the Pacific Ocean, San Diego Bay, Downtown skyline, Coronado, and the Coronado Bridge. This 2-bedroom, 2-bath residence offers 1,474 sq ft of well appointed living space and a west-facing balcony with steady ocean breezes and sunset views. Harbor Club residents enjoy a full range of amenities including a heated lap pool, fitness center, sauna, club room, outdoor BBQ areas, and 24-hour front desk service. Two secured parking spaces included. Highly walkable location near the Gaslamp Quarter, Convention Center, Seaport Village, shopping, Petco Park, and the Downtown Marina.

Mortgage Calculator

Est. Monthly Payment

$11,973

Principal & Interest$8,217
Property Tax$1,625
Insurance$474
HOA$1,657
%($325,000)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$7,989
Monthly Cashflow

Rent − PITI − HOA

$-3,984
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,176

Mortgage (P+I)
$8,217
Cap Rate
0.77%
Cash-on-Cash
-14.71%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.97
Break-even Rent
$11,973

NOI (Annual)
$12,496
Price-to-Rent

Lower = better for investors

17.0

* Defaults: 20% down, 6.5% rate, 30yr.

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