928 Agate Street San Diego

928 Agate Street San Diego

D

, CA 92109

$1,299,000

Beds

2

Baths

2.5

Sqft

1,280

Year Built

1983

Days on Market

27

Property Type

Townhouse

HOA/mo

$666.67

MLS ID

260002503SD

Description

Enjoy coastal living in this North Pacific Beach townhome located just two blocks from La Jolla. The home features a private patio, two balconies, high beamed ceilings, and ocean views from select windows, along with a spacious garage with a dedicated laundry and storage room. The middle level offers bedrooms and two bathrooms, while the top floor showcases the kitchen, living and dining area, a large balcony, and a convenient half bath. Zoned for La Jolla Schools. Small Community of only features 4 homes, freshly painted exterior, well maintained. Low HOA of $4000/yr. HOA is made up of the homeowners and they meet yearly on site.

Mortgage Calculator

Est. Monthly Payment

$8,913

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
HOA$667
%($259,800)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$3,317
Monthly Cashflow

Rent − PITI − HOA

$-5,596
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,442

Mortgage (P+I)
$6,568
Cap Rate
-0.81%
Cash-on-Cash
-25.85%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$8,913

NOI (Annual)
$-10,477
Price-to-Rent

Lower = better for investors

32.6

* Defaults: 20% down, 6.5% rate, 30yr.

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