8860 Villa La Jolla

8860 Villa La Jolla

D

La Jolla, CA 92037

$849,000

Beds

2

Baths

2

Sqft

1,080

Year Built

1983

Days on Market

38

Property Type

Condo

HOA/mo

$706

MLS ID

260001663SD

Description

Top-floor La Jolla condo with views in the well-kept Boardwalk community—tucked off the street for added peace and privacy. Take in a panoramic outlook from a bright, open living room. Vaulted ceilings, crown molding, a cozy fireplace, new LVP flooring and in-unit washer/dryer. Two large assigned parking spaces. Stroll to UCSD, shopping, restaurants, and the movies. West of I-5 and just minutes to freeways, top hospitals, and La Jolla’s beaches. Great as a full-time residence, campus-close getaway, or long-term investment.

Mortgage Calculator

Est. Monthly Payment

$6,096

Principal & Interest$4,293
Property Tax$849
Insurance$248
HOA$706
%($169,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$3,300
Monthly Cashflow

Rent − PITI − HOA

$-2,796
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,263

Mortgage (P+I)
$4,293
Cap Rate
0.04%
Cash-on-Cash
-19.76%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$6,096

NOI (Annual)
$366
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

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