8435 Via Mallorca

8435 Via Mallorca

D

La Jolla, CA 92037

$870,000

Beds

2

Baths

2.5

Sqft

1,074

Year Built

1977

Days on Market

116

Property Type

Townhouse

HOA/mo

$440

MLS ID

NDP2510657

Description

Beautifully updated 2-bedroom, 2-bath upstairs townhome with an additional half bath downstairs, located in one of the quieter areas of the Woodlands community. The light-filled open floor plan features plank flooring, a cozy fireplace, and direct access to a spacious private patio. Remodeled kitchen with quartz countertops overlooks the outdoor space. Upstairs, the primary suite includes an en-suite bath and private patio, while the secondary bedroom offers a full bathroom just off the bedroom, ideal for guests or roommates. Additional highlights include an attached garage with EV charger, in-unit laundry, and new stair flooring. Close to community pool, tennis courts, parks, shopping, UCSD, and La Jolla Shores Beach.

Mortgage Calculator

Est. Monthly Payment

$5,963

Principal & Interest$4,399
Property Tax$870
Insurance$254
HOA$440
%($174,000)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$3,759
Monthly Cashflow

Rent − PITI − HOA

$-2,204
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,794

Mortgage (P+I)
$4,399
Cap Rate
0.84%
Cash-on-Cash
-15.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$5,963

NOI (Annual)
$7,265
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

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