729 Capistrano Pl San Diego

729 Capistrano Pl San Diego

D

, CA 92109

$1,350,000

Beds

2

Baths

2

Sqft

858

Year Built

1991

Days on Market

33

Property Type

Condo

HOA/mo

N/A

MLS ID

260002217SD

Description

Welcome to your new beach home or ideal vacation retreat in the heart of South Mission Beach. This inviting coastal residence welcomes you through a spacious private front courtyard offering the perfect setting for outdoor dining, entertaining, or simply enjoying the vibrant people-watching. Inside, the home opens to the living/family, and dining area with tile flooring throughout.  French doors connect the dining area to the courtyard, enhancing the indoor-outdoor flow. The kitchen features granite countertops, a breakfast bar, newer appliances, a five-burner gas stove with backsplash, while the dining area includes custom built-in seating along the breakfast bar with generous storage beneath, adding charm and functionality. This two-bed, two full bath layout includes a primary suite with its own bathroom, featuring custom-built overhead storage above the bedroom closet, designed to maximize space. Both bedrooms include mirrored closet doors and ceiling fans. Additional highlights include crown molding in the living room and bedrooms, six-panel interior doors, a hallway laundry closet w/stackable washer and dryer, Anderson dual-pane windows w/lifetime transferable warranty, recent interior and exterior paint and a new roof in 8/22. This home offers two off-street tandem parking spaces and exterior storage near the covered parking area. Located just steps to the Pacific Ocean, steps to the bay, a short walk to Belmont Park, restaurants, and favorites like The Beachcomber and Pennant, this home delivers a true South Mission Beach lifestyle with year-round coastal enjoyment.

Mortgage Calculator

Est. Monthly Payment

$8,570

Principal & Interest$6,826
Property Tax$1,350
Insurance$394
%($270,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$3,580
Monthly Cashflow

Rent − PITI − HOA

$-4,990
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,939

Mortgage (P+I)
$6,826
Cap Rate
-0.10%
Cash-on-Cash
-22.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$8,570

NOI (Annual)
$-1,349
Price-to-Rent

Lower = better for investors

31.4

* Defaults: 20% down, 6.5% rate, 30yr.

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