7138 Romero Loop

7138 Romero Loop

C

La Jolla, CA 92037

$27,500,000

Soft Appraisal Value: $25,641,100 · 7.2% above estimate

Beds

7

Baths

9

Sqft

12,795

Year Built

2026

Days on Market

257

Property Type

Single Family

HOA/mo

$2,850

MLS ID

250033241SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

Located in the heart of Foxhill La Jolla, the newest and most exclusive, private coastal community, this extraordinary property with fully-approved CDP includes a soon-to-be-built exquisite residence set on a 31,147-SF lot and offering stunning ocean views. The proposed residence is a nearly 13,000-square foot modern sanctuary that seamlessly blends bold urban design with lush tropical vitality. This 7-bedroom, 8 full + 2 half bath retreat showcases a dynamic interplay of geometry and nature, with cascading greenery softening its striking, minimalist concrete architecture. Layered overhangs, brimming with vibrant plants, imbue the home with an organic energy, making it feel both commanding and alive. To compliment the raw concrete, warm wood accents are elegantly woven into the design. Vertical slats and detailed paneling lend a tactile richness, softening the home’s aesthetic while reinforcing its connection to the natural environment. These elements create a welcoming warmth, transforming the modernist lines into an inviting and livable space. Expansive glass walls blur the boundaries between indoors and out, allowing natural light to flood the interiors while framing unobstructed views of the surrounding greenery. Each level offers new discoveries, from shaded terraces to overhanging outdoor spaces embraced by tropical foliage. The design achieves a rare harmony between urban sophistication and natural beauty. The home’s plans also feature a gym, movie room, and entertainment/bar space, including a back kitchen/pantry and laundry/mudroom, and a 3-car garage.

Mortgage Calculator

Est. Monthly Payment

$177,426

Principal & Interest$139,055
Property Tax$27,500
Insurance$8,021
HOA$2,850
%($5,500,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$12,411
Monthly Cashflow

Rent − PITIA

$-165,015
Full Cashflow

Incl. vacancy, PM, maint, capex

$-190,786

Mortgage (P+I)
$139,055
Cap Rate
-2.26%
Cash-on-Cash
-41.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.07
Break-even Rent
$260,185

NOI (Annual)
$-620,774
Price-to-Rent

Lower = better for investors

184.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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