7055 Whipple
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7055 Whipple

C

San Diego, CA 92122

$1,299,000
NEW — 4d

Soft Appraisal Value: $1,267,500 · 2.5% above estimate

Beds

3

Baths

2

Sqft

1,204

Year Built

1966

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015394SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Some homes impress with finishes. Others make you feel at home the moment you walk through the front door. This one does both. Welcome to this beautifully maintained 3-bedroom, 2-bath California ranch in the heart of University City, where timeless updates, everyday functionality, and an unbeatable location come together effortlessly. Natural Light fills the home, enhanced by newly added skylights that brighten the beautifully renovated kitchen - the true heart of the home. Crisp white cabinetry, marble countertops, stainless steel appliances, generous workspace, and an oversized island create a kitchen that's equally suited for busy weekday mornings and gathering with friends on the weekend. The adjoining living and dining areas flow seamlessly to the backyard, making indoor-outdoor living feel effortless. Both bathrooms were tastefully remodeled in 2022 with clean, modern finishes that feel fresh without chasing trends. Throughout the home, practical improvements provide peace of mind, including Central AC added in 2021, updated ductwork, a newer roof, dual-pane windows, and a smart home lighting system ready for the next owner to connect and enjoy. One of the home's unexpected highlights is the laundry room - a space that's far more than just laundry. With extensive storage, generous countertops, a utility sink, and room for hobbies, projects, organization, or everyday life, it's the kind of feature you'll wonder how you ever lived without. Outside, the private backyard offers room to relax, entertain, garden, or simply enjoy San Diego's year-round weather. It's the kind of yard that grows with you - perfect for playing on the lawn, dogs chasing tennis balls, dinner parties with friends, or simply unwinding after a long day. And each fall, you'll have a front-row seat to one of University City's favorite traditions - the Miramar Air Show soaring overhead. Located just minutes from top-rated schools, neighborhood parks, the University City Recreation Center, community pool, UTC, beaches, shopping, dining, and major freeways, this home places you in one of San Diego's most convenient and sought-after communities. Some homes simply check the boxes. This one feels like home the moment you walk through the front door.

Mortgage Calculator

Est. Monthly Payment

$8,246

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
%($259,800)
%

Location

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Investment Score

9D
Est. Monthly Rent
$4,836
Monthly Cashflow

Rent − PITIA

$-3,410
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,605

Mortgage (P+I)
$6,568
Cap Rate
0.89%
Cash-on-Cash
-25.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$12,116

NOI (Annual)
$11,559
Price-to-Rent

Lower = better for investors

22.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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