6107 Lourdes Terrace
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6107 Lourdes Terrace

D

San Diego, CA 92120

$2,250,000
NEW — 1d

Beds

5

Baths

2.5

Sqft

2,854

Year Built

1978

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009454SD

This property is in San Diego (92120). View neighborhood stats →

About This Property

Truly unique Del Cerro opportunity tucked away at the end of a quiet cul-de-sac on an expansive 0.79-acre lot. A long, private driveway leads to this secluded home, complete with a charming pathway to the front door, creating a peaceful and tucked-away setting. The living room features soaring ceilings and a gas fireplace, overlooking a serene and tranquil backyard. A spacious kitchen opens seamlessly to the family room, while the formal dining room offers French doors that lead to the patio—perfect for indoor-outdoor living. The main level includes four bedrooms, with a private primary suite located on the second floor. The oversized backyard provides ample space for entertaining, relaxing, and play, while multiple decks capture beautiful westerly views. With endless possibilities, this property is ready to be customized to fit your vision. Located within the Hearst Elementary, Lewis Middle, and Patrick Henry High School boundaries. A great value and a must-see!

Mortgage Calculator

Est. Monthly Payment

$14,283

Principal & Interest$11,377
Property Tax$2,250
Insurance$656
%($450,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,050
Monthly Cashflow

Rent − PITIA

$-9,233
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,270

Mortgage (P+I)
$11,377
Cap Rate
-0.48%
Cash-on-Cash
-32.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$20,985

NOI (Annual)
$-10,710
Price-to-Rent

Lower = better for investors

37.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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