4975 Loris Street

4975 Loris Street

D

San Diego, CA 92105

$750,000
NEW — 4d on market

Beds

3

Baths

2

Sqft

1,832

Year Built

1960

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

MB26069658

View on MLS

Description

Beautifully maintained single-story home on a large lot in East San Diego. This clean and well-kept property features 3 spacious bedrooms, 2 full bathrooms, and a bonus room. The home is move-in ready while still offering the opportunity for some updating to suit your style. Interior improvements include newer flooring, fresh interior paint, and dual pane windows. The large master bedroom offers a walk-in closet and an updated bathroom. The Dining Room / Living Room is filled with natural light and features a fireplace for cooler evenings. The backyard is set up for entertaining, with plenty of space for gatherings and outdoor enjoyment. Additional features include a covered carport, newer side fencing, sprinkler system, newer central heating system, and leased solar panels at $142.98 per month, which seller will not pay off. Seller will only entertain Conventional or Cash Offers only, NO Exceptions. Property sold AS - IS.

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($150,000)
%

Investment Score

5D
Est. Monthly Rent
$3,537
Monthly Cashflow

Rent − PITIA

$-1,224
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,663

Mortgage (P+I)
$3,792
Cap Rate
1.81%
Cash-on-Cash
-21.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$6,995

NOI (Annual)
$13,554
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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