4941 Gary St.
1 / 20

4941 Gary St.

C

San Diego, CA 92115

$1,650,000

Soft Appraisal Value: $1,620,500 · 1.8% above estimate

Beds

8

Baths

4

Sqft

2,770

Year Built

1955

Days on Market

178

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600802SD

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

College Area stabilized cash flow! 4941 Gary (main house) leased to June 2026 $6800/mo. 6485 Montezuma (ADU) leased to June 2026 $5450/mo total rent: $12,250/mo. Professional property management specializing in College Area in place if desired. Main house is single level and spacious 4bed/2Bath 1570sqft. ADU has a completely separate entrance from Montezuma with private driveway and parking. Each unit has its own dedicated yard space.

Mortgage Calculator

Est. Monthly Payment

$10,475

Principal & Interest$8,343
Property Tax$1,650
Insurance$481
%($330,000)
%

Location

Loading map...

Comparable Properties

2 comps found

This Property

$7,201

vs

Comp Average

$6,851

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

16D
Est. Monthly Rent
$7,201
Monthly Cashflow

Rent − PITIA

$-3,273
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,305

Mortgage (P+I)
$8,343
Cap Rate
1.48%
Cash-on-Cash
-22.93%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$15,389

NOI (Annual)
$24,465
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator