4941 Gary St.

4941 Gary St.

D

San Diego, CA 92115

$1,725,000

Soft Appraisal Value: $1,693,200 · 1.9% above estimate

Beds

8

Baths

4

Sqft

2,770

Year Built

1955

Days on Market

84

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600802SD

View on MLS

Description

College Area stabilized cash flow! 4941 Gary (main house) leased to June 2026 $6800/mo. 6485 Montezuma (ADU) leased to June 2026 $5450/mo total rent: $12,250/mo. Professional property management specializing in College Area in place if desired. Main house is single level and spacious 4bed/2Bath 1570sqft. ADU has a completely separate entrance from Montezuma with private driveway and parking. Each unit has its own dedicated yard space.

Mortgage Calculator

Est. Monthly Payment

$10,951

Principal & Interest$8,723
Property Tax$1,725
Insurance$503
%($345,000)
%

Comparable Properties

2 comps found

This Property

$6,792

vs

Comp Average

$5,713

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

3D
Est. Monthly Rent
$6,792
Monthly Cashflow

Rent − PITIA

$-4,159
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,158

Mortgage (P+I)
$8,723
Cap Rate
1.09%
Cash-on-Cash
-24.90%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$16,088

NOI (Annual)
$18,772
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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