4727 Choctaw Dr.
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4727 Choctaw Dr.

A

San Diego, CA 92115

$1,199,000

Soft Appraisal Value: $1,180,100 · 1.6% above estimate

Beds

5

Baths

5

Sqft

2,455

Year Built

1928

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014738SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

Discover the charm and potential of this 1920s-style home located in the heart of the 92115 community. This inviting property offers a flexible layout, a spacious lot, and opportunities to personalize or expand over time. The home features warm natural light, usable indoor-outdoor flow, and a setting close to SDSU, local shops, dining, parks, and major San Diego corridors. A great option for buyers seeking character, convenience, and long-term value in a central location. Front home features spacious living room, dining room, kitchen, family room, and two principal bedrooms with its own bathrooms. Back unit features spacious living room/dining, kitchen, 3 spacious bedrooms, 2 Full bathrooms, one of the bedrooms is a great master suite. There is an additional studio. There is a detached studio/ADU/converted garage not accounted for in the square footage of the home, buyer to verify all sq ft, dimensions, permits, and usability of the ADU unit.

Mortgage Calculator

Est. Monthly Payment

$7,612

Principal & Interest$6,063
Property Tax$1,199
Insurance$350
%($239,800)
%

Location

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Investment Score

50B
Est. Monthly Rent
$6,923
Monthly Cashflow

Rent − PITIA

$-689
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,280

Mortgage (P+I)
$6,063
Cap Rate
2.78%
Cash-on-Cash
-16.41%
DSCR

Need ≥ 1.25 for DSCR loan

0.91
Break-even Rent
$11,183

NOI (Annual)
$33,391
Price-to-Rent

Lower = better for investors

14.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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