4611 Central Plaza
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4611 Central Plaza

C

San Diego, CA 92123

$750,000
NEW — 0d

Soft Appraisal Value: $741,400 · 1.2% above estimate

Beds

2

Baths

2.5

Sqft

1,267

Year Built

2004

Days on Market

0

Property Type

Townhouse

HOA/mo

$400

MLS ID

260015884SD

This property is in San Diego (92123). View neighborhood stats →

About This Property

Welcome to the highly sought-after Esplanade at Spectrum, where comfort, convenience, and community come together. This beautifully maintained home features a functional open-concept floor plan filled with natural light, thanks to its abundance of windows and inviting main-level living space. The remodeled kitchen offers modern finishes, an eat-in bar, and flows seamlessly into the dining and living areas—perfect for entertaining or everyday living. Step outside to your private patio to enjoy your morning coffee or unwind at the end of the day. Upstairs, you'll find a spacious primary suite, a generously sized second bedroom, and a thoughtfully designed layout that makes the most of every square foot. Additional highlights include a two-car tandem garage and a move-in ready interior. Enjoy resort-style community amenities including a pool, spa, clubhouse, and BBQ area. Just outside your door, you'll love the walkable lifestyle with easy access to Centrum Community Park, the dog park, YMCA, library, coffee shops, restaurants, and shopping. With its central location, desirable neighborhood, and turnkey appeal, this is one you won't want to miss.

Mortgage Calculator

Est. Monthly Payment

$5,161

Principal & Interest$3,792
Property Tax$750
Insurance$219
HOA$400
%($150,000)
%

Location

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Investment Score

26D
Est. Monthly Rent
$3,266
Monthly Cashflow

Rent − PITIA

$-1,895
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,272

Mortgage (P+I)
$3,792
Cap Rate
0.83%
Cash-on-Cash
-26.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$7,515

NOI (Annual)
$6,250
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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