4521 55th
1 / 7

4521 55th #2

B

San Diego, CA 92115

$489,000
NEW — 0d

Soft Appraisal Value: $492,000 · 0.6% below estimate

Beds

2

Baths

2

Sqft

761

Year Built

1995

Days on Market

0

Property Type

Condo

HOA/mo

$405

MLS ID

PW26150654

This property is in San Diego (92115). View neighborhood stats →

About This Property

Your first home, your way! This bright and inviting 2-bedroom, 2-bathroom, 761-square-foot first-floor condo offers an exceptional opportunity into homeownership in San Diego's highly desirable College Area. Located within a secure gated community, this well-designed residence features an open layout, central heating and air conditioning, elevator access, tropical landscaped grounds, and both front and rear gated entrances, all within an intimate community of just 25 units. A rare bonus includes a private detached one-car garage equipped with an EV charging hookup, plus an additional assigned parking space. Just minutes from SDSU, shopping, dining, parks, and convenient freeway access, this home delivers the perfect combination of comfort, convenience, and long-term value. Built in 1995 with HOA dues of just $405 per month. Seller is completing a 1031 Exchange and is offering Units 2, 12, and 14 for sale individually or together, presenting a unique opportunity for investors, owner-occupants, or buyers looking to acquire multiple units within the same community. Schedule your private showing today!

Mortgage Calculator

Est. Monthly Payment

$3,509

Principal & Interest$2,473
Property Tax$489
Insurance$143
HOA$405
%($97,800)
%

Location

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Investment Score

42C
Est. Monthly Rent
$2,480
Monthly Cashflow

Rent − PITIA

$-1,030
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,008

Mortgage (P+I)
$2,473
Cap Rate
1.14%
Cash-on-Cash
-24.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,087

NOI (Annual)
$5,581
Price-to-Rent

Lower = better for investors

16.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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