428 San Marcos

428 San Marcos

D

San Marcos, CA 92069

$579,000

Soft Appraisal Value: $573,600 · 0.9% above estimate

Beds

2

Baths

2.5

Sqft

1,187

Year Built

1993

Days on Market

8

Property Type

Townhouse

HOA/mo

$537

MLS ID

NDP2602307

View on MLS

Description

This remarkable beautiful townhome in the desirable gated community of Villa Aspara with scenic views in the heart of San Marcos just 5 minutes from Bressi Ranch shopping with Trader Joe's. This is an attractive end-unit perfectly positioned to overlook serene, park-like greenery with benches and soaring trees. This tranquil setting offers peaceful privacy and nature's soundtrack from not one, but two private balconies. Step inside to a light-filled, spacious layout designed for modern living. With 9-foot ceilings, tall sliding glass doors, skylight, and brand-new plush carpeting, this move-in ready home is both stylish and comfortable. The newly installed, high-efficiency air conditioning and furnace ensure year-round comfort. This popular designed home features two expansive primary bedrooms, each with its own ensuite bathroom, as well as a convenient powder room on the main level. The upgraded kitchen is a chef’s delight with sleek stone countertops, abundant cabinetry, and a seamless connection to the dining and living areas. The inviting family room, complete with a charming raised fireplace and crown molding, flows effortlessly to the private patio—ideal for al fresco dining and entertaining guests. An attached finished two-car garage with windows, provides ample space for vehicles, bikes, and recreational gear. Villa Aspara offers resort-style amenities including a sparkling pool and spa and a large fully fenced dog park. A wide array of shopping, dining, parks, schools, and colleges and universities are all conveniently nearby—many within walking distance. Whether you are looking for a serene retreat, a smart investment, or a place to call home, this North County San Diego property delivers exceptional value. A standout in both location and condition, this home is ready to impress. Schedule your private tour today—this rare gem won’t last.

Mortgage Calculator

Est. Monthly Payment

$4,213

Principal & Interest$2,928
Property Tax$579
Insurance$169
HOA$537
%($115,800)
%

Investment Score

8D
Est. Monthly Rent
$3,093
Monthly Cashflow

Rent − PITI − HOA

$-1,120
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,314

Mortgage (P+I)
$2,928
Cap Rate
1.27%
Cash-on-Cash
-11.60%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$4,213

NOI (Annual)
$7,369
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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