4060 Huerfano Ave

4060 Huerfano Ave #126

D

San Diego, CA 92117

$289,000

Soft Appraisal Value: $289,400 · 0.1% below estimate

Beds

Baths

1

Sqft

425

Year Built

1972

Days on Market

57

Property Type

Condo

HOA/mo

$660

MLS ID

260002967SD

Description

New Price! Incredible opportunity to own in the desirable Bay Ho community. Whether you’re a first-time buyer, student or investor, this studio delivers coastal convenience and strong value just minutes from Mission Bay, Pacific Beach, universities, trolley, and major freeways—providing exceptional access to all that San Diego has to offer. This bright, refreshed first-floor studio offers thoughtful updates, privacy, stylish staging, and an open layout creating a comfortable retreat. Enjoy sunny southern exposure and a private balcony for inviting indoor-outdoor living. Community amenities include a pool, spa, clubhouse, assigned parking, and on-site laundry for a low-maintenance lifestyle.

Mortgage Calculator

Est. Monthly Payment

$2,495

Principal & Interest$1,461
Property Tax$289
Insurance$84
HOA$660
%($57,800)
%

Comparable Properties

2 comps found

This Property

$1,879

vs

Comp Average

$1,236

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

2D
Est. Monthly Rent
$1,879
Monthly Cashflow

Rent − PITIA

$-615
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,288

Mortgage (P+I)
$1,461
Cap Rate
0.72%
Cash-on-Cash
-26.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$3,552

NOI (Annual)
$2,076
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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