3995 Hortensia
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3995 Hortensia #G8

B

San Diego, CA 92110

$649,000

Soft Appraisal Value: $643,300 · 0.9% above estimate

Beds

2

Baths

2

Sqft

780

Year Built

1987

Days on Market

10

Property Type

Condo

HOA/mo

$570

MLS ID

SW26133609

This property is in San Diego (92110). View neighborhood stats →

About This Property

Perched on a bluff in Mission Hills overlooking Old Town, this rare top floor unit at The Terraces offers exceptional privacy. One of only two units in the complex with NO SHARED WALLS, this truly feels like a retreat with stunning panoramic views of the bay, airport, downtown, and Point Loma. Sun-filled interior with an open layout, wood floors, wood burning fireplace, and a recently remodeled kitchen featuring modern cabinetry, updated counters, and stainless appliances. Enjoy the views from the living room, dining area, kitchen, and private balcony.The community features a newly redone pool, peaceful hillside setting, and easy access to I-5, Old Town dining, and transit. Additional perks include a in-unit laundry, A/C, 2 assigned parking spots, and a dedicated large storage unit in the garage and a fitness center in complex! A rare combination of privacy, views, amenities, upgrades, and location!

Mortgage Calculator

Est. Monthly Payment

$4,690

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$570
%($129,800)
%

Location

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Investment Score

39C
Est. Monthly Rent
$3,501
Monthly Cashflow

Rent − PITIA

$-1,189
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,535

Mortgage (P+I)
$3,282
Cap Rate
1.38%
Cash-on-Cash
-23.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$6,793

NOI (Annual)
$8,963
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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