3529 La Mirada Dr

3529 La Mirada Dr

D

San Marcos, CA 92078

$1,090,000

Soft Appraisal Value: $1,079,500 · 1.0% above estimate

Beds

4

Baths

2

Sqft

1,530

Year Built

1995

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006497SD

Description

There are homes that simply check boxes, and then there are homes that create the life you’ve been imagining. Welcome to 3529 La Mirada Dr, where space, light, and thoughtful upgrades come together in a way that feels both effortless and intentional. Set on a generous lot in one of San Marcos’ most desirable pockets, this home invites you to slow down, spread out, and truly settle in. Inside, custom flooring carries you through the living spaces with both style and durability. The layout offers a natural flow for both quiet evenings and lively gatherings, while the expansive primary suite provides a peaceful retreat of its own. Step outside, and the possibilities open up. A large yard becomes the backdrop for everything from weekend barbecues to kids at play, while dedicated RV parking ensures there’s room for adventure, hobbies, and everything that comes with them. And with fully paid solar, this home offers not just comfort—but smart, forward-thinking living. Located just minutes from top-rated schools, parks, and everyday conveniences, this is more than a place to live—it’s a place to grow, to gather, and to build something lasting.

Mortgage Calculator

Est. Monthly Payment

$6,920

Principal & Interest$5,512
Property Tax$1,090
Insurance$318
%($218,000)
%

Investment Score

4D
Est. Monthly Rent
$4,440
Monthly Cashflow

Rent − PITI − HOA

$-2,480
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,409

Mortgage (P+I)
$5,512
Cap Rate
1.21%
Cash-on-Cash
-24.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$10,166

NOI (Annual)
$13,230
Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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