3480 Charter Oak Road
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3480 Charter Oak Road

C

Carlsbad, CA 92008

$2,295,000
NEW — 0d

Soft Appraisal Value: $2,218,900 · 3.4% above estimate

Beds

5

Baths

3

Sqft

2,473

Year Built

1963

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606650

This property is in Carlsbad (92008). View neighborhood stats →

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About This Property

Rare single-story opportunity in the highly desirable Seacrest Estates! This 5-bedroom, 3-bath home offers a flexible floor plan designed for today’s lifestyle. A bonus private guest suite w/separate entrance is ideal for multigenerational living, extended guests, a home office, or potential rental income. Situated on a spacious, ADU-friendly lot, the property offers endless possibilities for expansion, outdoor living, or future investment. Recent upgrades include a newer roof & paid solar, providing lasting value & energy efficiency. Enjoy the best of coastal Carlsbad w/convenient access to Carlsbad Village, beautiful beaches, shopping, dining, parks, & top-rated schools. Whether you’re looking for a forever home w/room to grow or an investment w/income potential, this exceptional property combines location, versatility, & single-level living in one of Carlsbad’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$14,569

Principal & Interest$11,605
Property Tax$2,295
Insurance$669
%($459,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$7,043
Monthly Cashflow

Rent − PITIA

$-7,526
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,058

Mortgage (P+I)
$11,605
Cap Rate
0.29%
Cash-on-Cash
-28.91%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$21,404

NOI (Annual)
$6,559
Price-to-Rent

Lower = better for investors

27.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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