3431 Capalina Road

3431 Capalina Road

D

San Marcos, CA 92069

$309,999

Soft Appraisal Value: $305,100 · 1.6% above estimate

Beds

1

Baths

1

Sqft

589

Year Built

1980

Days on Market

35

Property Type

Condo

HOA/mo

$405

MLS ID

260003391SD

View on MLS

Description

Welcome to 3431 Capalina Rd Unit 16 — a bright and well-located 1-bedroom, 1-bath condominium in the desirable Capalina Condominiums community of San Marcos. Built in 1980 and thoughtfully maintained, this cozy home offers an efficient open-living layout with about 589 sq ft of comfortable living space — ideal for first-time buyers, downsizers, or savvy investors. Step inside to a light-filled living area that flows seamlessly to the dining space and kitchen, providing an easy day-to-day living experience. The bedroom feels welcoming and bright, while the full bathroom offers functionality and convenience. The community’s layout and proximity to local amenities make everyday life easy — just minutes from shopping, dining, parks, schools, and commuter routes throughout North County. Whether you’re looking for a move-in ready home or a turn-key investment, this Capalina condo combines affordable living with a fantastic San Marcos location. Don’t miss your chance to make this comfortable residence your own!

Mortgage Calculator

Est. Monthly Payment

$2,373

Principal & Interest$1,568
Property Tax$310
Insurance$90
HOA$405
%($62,000)
%

Investment Score

25D
Est. Monthly Rent
$1,932
Monthly Cashflow

Rent − PITI − HOA

$-441
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,143

Mortgage (P+I)
$1,568
Cap Rate
1.64%
Cash-on-Cash
-8.53%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$2,373

NOI (Annual)
$5,092
Price-to-Rent

Lower = better for investors

13.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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