323 Tesoro
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323 Tesoro #107

C

Escondido, CA 92025

$649,000
NEW — 6d

Soft Appraisal Value: $640,300 · 1.4% above estimate

Beds

3

Baths

3.5

Sqft

1,302

Year Built

2006

Days on Market

6

Property Type

Condo

HOA/mo

$412

MLS ID

TR26118075

This property is in Escondido (92025). View neighborhood stats →

About This Property

Welcome to this beautifully updated tri-level townhome in the desirable community of South Escondido. Offering 3 bedrooms and 3.5 bathrooms, this spacious residence features a private ensuite bathroom and generous closet space for each bedroom, providing comfort and privacy throughout.Recent upgrades include brand-new laminate flooring, fresh interior paint, new stainless steel appliances, a new AC system (2023), and a new water heater (2025), making this home truly move-in ready. Plantation shutters throughout add timeless style and elegance, while tile flooring in all bathrooms enhances durability and functionality.The entry level provides direct access to two covered carport spaces, offering the convenience of garage-style access without the enclosed garage. Additional guest parking is available within the community with a parking pass.Residents enjoy access to a beautifully maintained community pool, with HOA dues covering exterior maintenance, common area upkeep, and trash service. Conveniently located near I-15, Trader Joe's, Vons, shopping, dining, and everyday amenities, this home offers the perfect combination of comfort, convenience, and low-maintenance living.

Mortgage Calculator

Est. Monthly Payment

$4,532

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$412
%($129,800)
%

Location

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Investment Score

40C
Est. Monthly Rent
$3,307
Monthly Cashflow

Rent − PITIA

$-1,225
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,526

Mortgage (P+I)
$3,282
Cap Rate
1.40%
Cash-on-Cash
-23.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$6,588

NOI (Annual)
$9,067
Price-to-Rent

Lower = better for investors

16.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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