3140 Arroyo

3140 Arroyo

C

Carlsbad, CA 92009

$895,000

Soft Appraisal Value: $884,700 · 1.2% above estimate

Beds

3

Baths

2

Sqft

1,566

Year Built

1986

Days on Market

48

Property Type

Condo

HOA/mo

$708

MLS ID

NDP2604162

This property is in Carlsbad (92009). View neighborhood stats →

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About This Property

Welcome to this light-filled, ground-level end unit condo in the sought-after Sea Point Tennis Club of La Costa, offering 3 bedrooms, 2 bathrooms, and 1,566 square feet of stylish, comfortable living. With new luxury vinyl plank flooring, tasteful upgrades, and seamless indoor-outdoor flow to a spacious view patio, this home delivers the best of easy coastal living. Step inside to find an inviting open layout filled with natural light. The living area features a cozy wood-burning fireplace and flows effortlessly to a private patio—accessible from the living room, primary bedroom, and breakfast nook—creating the perfect indoor-outdoor connection for relaxing or entertaining while enjoying the peaceful hillside and canyon views. The remodeled kitchen showcases custom cabinetry and quartz countertops, while the primary suite offers a true retreat with two walk-in closets and a beautifully updated bathroom featuring custom cabinets, quartz countertops, and a large soaking tub. Additional highlights include an interior laundry closet, two locked exterior storage closets, one dedicated parking space, and a one-car garage. Residents of Sea Point Tennis Club enjoy resort-style amenities including a pool, spa, and tennis courts — all set within the highly desirable La Costa community. This is a fantastic opportunity to own a spacious, move-in ready home in one of North County’s most desirable locations.

Mortgage Calculator

Est. Monthly Payment

$6,390

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$708
%($179,000)
%

Location

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Investment Score

20D
Est. Monthly Rent
$4,210
Monthly Cashflow

Rent − PITIA

$-2,180
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,894

Mortgage (P+I)
$4,526
Cap Rate
0.85%
Cash-on-Cash
-26.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$9,267

NOI (Annual)
$7,582
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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