3063 Barnard St

3063 Barnard St

A

San Diego, CA 92110

$499,000
NEW — 1d

Beds

1

Baths

1

Sqft

877

Year Built

1964

Days on Market

1

Property Type

Condo

HOA/mo

$600

MLS ID

260017408SD

This property is in San Diego (92110). View neighborhood stats →

About This Property

Tucked in one of San Diego's most coveted coastal neighborhoods, this fully renovated Point Loma condo delivers a lifestyle that's hard to match. The open floor plan centers on a chef's kitchen with new cabinetry, updated counters, custom backsplash, and stainless steel appliances - anchored by an oversized peninsula island that seats four. A gorgeous tiled fireplace adds warmth and character to the living space, while luxury vinyl plank flooring and fresh paint flow throughout. The renovated bathroom features designer tile, a new vanity, and updated fixtures. The spacious walk-in closet has been fully customized with a built-in organization system - a rare and practical upgrade. In-unit laundry (stackable W/D closet) rounds out the interior conveniences. Step outside to two private patio areas ideal for outdoor dining, entertaining, or a secure space for your pets. Covered carport parking sits directly in front of the unit. Bay Crest amenities include a community pool, and the location puts you steps from Baron's Market with shops, restaurants, tennis courts, and Ocean Beach just minutes away. No Mello-Roos.

Mortgage Calculator

Est. Monthly Payment

$3,768

Principal & Interest$2,523
Property Tax$499
Insurance$146
HOA$600
%($99,800)
%

Location

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Investment Score

55B
Est. Monthly Rent
$3,200
Monthly Cashflow

Rent − PITIA

$-568
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,720

Mortgage (P+I)
$2,523
Cap Rate
1.93%
Cash-on-Cash
-20.68%
DSCR

Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$5,434

NOI (Annual)
$9,638
Price-to-Rent

Lower = better for investors

13.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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