2914 Rancho Rio Chico

2914 Rancho Rio Chico

C

Carlsbad, CA 92009

$1,700,000
NEW — 1d

Beds

4

Baths

4

Sqft

3,003

Year Built

2002

Days on Market

1

Property Type

Single Family

HOA/mo

$119

MLS ID

NDP2606843

This property is in Carlsbad (92009). View neighborhood stats →

About This Property

Located on a cul-de-sac in the desirable Rancho Carrillo community, this versatile property offers a rare and valuable feature: a private one-bedroom, one-bathroom ADU that was built as part of the original construction. The ADU includes a separate entrance, living area, kitchenette, and attached one-car garage, providing excellent flexibility for rental income, extended family, guests, a private home office, or multigenerational living. The main residence features three additional bedrooms and three bathrooms, including a bedroom and full bathroom on the main level. The spacious interior also includes a formal living room, dining room, family room, kitchen, and separate laundry room. Situated on a flag lot, the property offers a welcoming front lawn and a low-maintenance backyard with artificial turf and a covered patio for outdoor dining and entertaining. Owned solar panels add energy efficiency and long-term value. Rancho Carrillo residents enjoy access to community amenities that include a pool, spa, clubhouse, and RV parking lot. Floorplan attached in Associated Docs (See "D" icon)

Mortgage Calculator

Est. Monthly Payment

$10,911

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
HOA$119
%($340,000)
%

Investment Score

6D
Est. Monthly Rent
$5,950
Monthly Cashflow

Rent − PITIA

$-4,961
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,746

Mortgage (P+I)
$8,596
Cap Rate
0.60%
Cash-on-Cash
-27.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$16,010

NOI (Annual)
$10,198
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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