2865 Rancho Rio Chico

2865 Rancho Rio Chico

C

Carlsbad, CA 92009

$1,675,000

Beds

5

Baths

3

Sqft

2,769

Year Built

2000

Days on Market

Property Type

Single Family

HOA/mo

$119

MLS ID

NDP2606670

This property is in Carlsbad (92009). View neighborhood stats →

About This Property

Don't miss this exceptional opportunity to own the elegant original Benecia model home in the highly desirable Rancho Carrillo community of Carlsbad. This beautifully upgraded 5-bedroom, 3-bath residence offers approximately 2,769 square feet of thoughtfully designed living space, featuring hardwood floors, new carpet, leaded glass windows, crown molding, custom paint, and abundant natural light. The gourmet kitchen is appointed with granite countertops, a center island, double ovens, stainless steel appliances, custom backsplash, and a sunny breakfast nook that opens to the spacious family room with a granite fireplace, built-in entertainment center, and surround sound. The versatile floor plan includes a downstairs executive office with custom built-ins (optional bedroom) and a generous upstairs bonus room that can easily serve as a fifth bedroom, media room, playroom, gym, or library. The luxurious primary suite features a custom walk-in closet, a hidden storage room(optional extra closet), and a spa-inspired bath with dual vanities, soaking tub, and separate shower. Enjoy a private backyard, mature landscaping, and inviting outdoor living spaces perfect for entertaining. Additional features include solar system (17 panels), dual-zone HVAC ( Both AC only 5 yrs old), recessed lighting, a security system, and a 3-car garage with granite-look epoxy flooring and extensive built-in storage. Ideally located near award-winning schools, scenic hiking trails, shopping, dining, world-famous beaches, and the local airport. Residents also enjoy exclusive access to the Rancho Carrillo Swim Center with a heated pool, spa, clubhouse, BBQ areas, and resort-style amenities, as well as the nearby historic Leo Carrillo Ranch Historic Park.

Mortgage Calculator

Est. Monthly Payment

$10,752

Principal & Interest$8,470
Property Tax$1,675
Insurance$489
HOA$119
%($335,000)
%

Investment Score

6D
Est. Monthly Rent
$5,863
Monthly Cashflow

Rent − PITIA

$-4,890
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,634

Mortgage (P+I)
$8,470
Cap Rate
0.60%
Cash-on-Cash
-27.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$15,777

NOI (Annual)
$10,028
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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