2862 Torrey Pines Rd

2862 Torrey Pines Rd

D

La Jolla, CA 92037

$1,365,000

Beds

3

Baths

3

Sqft

2,083

Year Built

1995

Days on Market

18

Property Type

Condo

HOA/mo

$975

MLS ID

260003312SD

Description

Prime La Jolla Living! Nestled in one of La Jolla's most coveted communities, this striking two-story residence welcomes you with an airy light-filled ambiance from the moment you step inside. It offers an open, effortless flow from dining to living out to a private balcony-perfect for everyday living and entertaining. The spacious primary suite features a fireplace and a generous patio, creating a peaceful retreat. Enjoy views, attached garage, ample storage, swimming pool, hot tub-and all just minutes to La Jolla Shores, shopping, and UCSD. An exceptional opportunity in an unbeatable location.

Mortgage Calculator

Est. Monthly Payment

$9,640

Principal & Interest$6,902
Property Tax$1,365
Insurance$398
HOA$975
%($273,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,129
Monthly Cashflow

Rent − PITI − HOA

$-4,511
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,828

Mortgage (P+I)
$6,902
Cap Rate
0.06%
Cash-on-Cash
-19.83%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$9,640

NOI (Annual)
$886
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator