2536 White Oak

2536 White Oak

D

Escondido, CA 92027

$495,000

Soft Appraisal Value: $457,200 · 8.3% above estimate

Beds

3

Baths

2

Sqft

1,039

Year Built

1980

Days on Market

35

Property Type

Condo

HOA/mo

$550

MLS ID

SW25268878

View on MLS

Description

Welcome to this charming 3 beds, 2 full baths Condominium and well-maintained community in the desirable city of Escondido just minutes to Dixon Lake and Daley Ranch. The home features with a private covered balcony, covered assigned parking space. It also offers an additional uncovered parking space for your guests or use it for your 2nd vehicle. This home is near all the shopping, restaurants, schools and all that Escondido has to offer.

Mortgage Calculator

Est. Monthly Payment

$3,692

Principal & Interest$2,503
Property Tax$495
Insurance$144
HOA$550
%($99,000)
%

Investment Score

17D
Est. Monthly Rent
$2,948
Monthly Cashflow

Rent − PITI − HOA

$-744
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,835

Mortgage (P+I)
$2,503
Cap Rate
1.62%
Cash-on-Cash
-9.02%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$3,692

NOI (Annual)
$8,022
Price-to-Rent

Lower = better for investors

14.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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