2530 44th

2530 44th

D

San Diego, CA 92105

$785,000
NEW — 3d on market

Beds

3

Baths

2

Sqft

1,230

Year Built

1952

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007796SD

Description

Discover the ultimate urban sanctuary in this meticulously upgraded 1,230-square-foot residence, perfectly situated in a central San Diego pocket known for its refreshing year-round breezes and effortless highway access. This isn't just a home; it’s a private retreat designed for those who value both modern indoor elegance and a resort-style outdoor lifestyle. Step inside to find gleaming hardwood floors that flow through an open and inviting floor plan. The heart of the home is a chef’s dream kitchen, boasting premium marble countertops, rich wood cabinetry, and a suite of high-end appliances including a gas stove, oven, refrigerator, and microwave. A custom built-in dining table with integrated seating offers the perfect spot for morning coffee or intimate dinners. The versatile layout features two spacious bedrooms on the main level, while the entire upstairs is dedicated to a primary bedroom retreat. Currently configured as a vibrant entertainment hub, the pool table is included! The exterior is a masterclass in low-maintenance luxury. A stamped concrete driveway leads to a backyard transformed into a "private oasis" by magnificent, towering Ficus trees. Expansive Trex composite decking is used for the patio, balcony, and view deck, ensuring durability for years to come. The outdoor amenities are unmatched: a two-person sauna for relaxation, an eight-burner BBQ with smoke for the gourmet griller, a cozy firepit for cool evenings, and a matching shed for extra storage. Experience privacy, style, and a touch of the tropics right in the heart of the city.

Mortgage Calculator

Est. Monthly Payment

$4,983

Principal & Interest$3,969
Property Tax$785
Insurance$229
%($157,000)
%

Investment Score

5D
Est. Monthly Rent
$3,537
Monthly Cashflow

Rent − PITIA

$-1,446
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,914

Mortgage (P+I)
$3,969
Cap Rate
1.61%
Cash-on-Cash
-22.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$7,321

NOI (Annual)
$12,664
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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