2135 E Valley

2135 E Valley #28

D

Escondido, CA 92027

$515,000

Soft Appraisal Value: $509,800 · 1.0% above estimate

Beds

2

Baths

2

Sqft

1,184

Year Built

1982

Days on Market

17

Property Type

Townhouse

HOA/mo

$490

MLS ID

NDP2602621

Description

Welcome Home! This two-story end-unit townhouse offers the perfect blend of comfort and functionality. The first floor features a convenient bedroom, bathroom and an attached two-car garage. High ceilings and several windows fill the home with natural light and this desirable end-unit location has only one shared wall. Enjoy indoor-outdoor living with a private front patio perfect for entertaining and BBQs, plus an upstairs balcony for additional outdoor relaxation and includes a large storage space. The home comes fully equipped with all appliances, including the washer, dryer, and a large freezer in the garage. Recent upgrades include a new water heater, fresh interior paint, and a new dishwasher. A water softener system is also in place at just $30/month for added convenience. Additional features include a security system with a Ring doorbell camera for peace of mind and an assigned additional uncovered 3rd parking space for your guests. Residents enjoy access to community amenities including a tennis court, pool, and jacuzzi. The monthly HOA covers exterior building maintenance, landscaping, water, sewer, trash and limited insurance. Ideally located close to parks, shopping, and restaurants, this home is ready for you to make it your own! This is a VA approved complex!

Mortgage Calculator

Est. Monthly Payment

$3,759

Principal & Interest$2,604
Property Tax$515
Insurance$150
HOA$490
%($103,000)
%

Investment Score

5D
Est. Monthly Rent
$2,965
Monthly Cashflow

Rent − PITIA

$-794
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,905

Mortgage (P+I)
$2,604
Cap Rate
1.63%
Cash-on-Cash
-22.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$5,439

NOI (Annual)
$8,387
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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