2052 Montgomery Avenue
DCardiff-by-the-Sea, CA 92007
Soft Appraisal Value: $4,410,300 · 3.2% above estimate
Beds
6
Baths
4
Sqft
3,644
Year Built
2025
Days on Market
9
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2602663
Description
Stunning new construction in Cardiff’s iconic Walking District! 2052 Montgomery Ave blends sophisticated coastal style with spacious modern living and panoramic ocean views. This thoughtfully designed 4 bedroom, 3 bathroom, 2553 SF home showcases refined architectural details and top-tier craftsmanship throughout. Glass doors open to a spacious view deck, while a private rooftop deck elevates the experience with even more spectacular coastal panoramas. At the heart of the home is a chef’s kitchen that blends style and function with striking natural stone countertops, custom wood cabinetry, built-in panel appliances, and a massive island with bar seating. The wide-open layout flows seamlessly into the dining area and living room, creating a light-filled, contemporary space with clean lines, warm finishes, and plenty of room to entertain. A beautifully appointed 2 bedroom, 1 bath detached, 1091 SF ADU adds flexibility—ideal for extended family, guests, rental income, or a private work-from-home space. The ADU also features its own expansive outdoor rooftop deck, creating an elevated sense of independence and comfort. With a finished 2-car garage, drought-tolerant landscaping, and exceptional attention to detail throughout, every inch of this property reflects quality craftsmanship and thoughtful design. Located just blocks from Cardiff’s charming town center, you’re minutes from Seaside Market, gourmet dining, boutique shopping, and some of North County’s best beaches and surf breaks. Whether you're grabbing morning coffee, biking the coast, or watching the sun dip into the Pacific, this home places you at the center of it all. A rare opportunity to own a brand-new, ocean-view property in one of San Diego’s most sought-after coastal communities.
Mortgage Calculator
Est. Monthly Payment
$28,884
Comparable Properties
3 comps foundThis Property
$13,055
Comp Average
$8,555
1839 Freda Lane
5bd / 4ba · 2,978 sqft · Single Family
$2.99M
Est. $11,156/mo
1110 Sea Village Dr Cardiff By The Sea
5bd / 3ba · 2,262 sqft · Single Family
$3.00M
Est. $7,931/mo
2034 Mackinnon Avenue
5bd / 4.5ba · 1,667 sqft · Single Family
$3.50M
Est. $6,579/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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